A residential home has one water service line, maybe a few underground pipes, straightforward plumbing. A commercial building has kilometres of pipe, multiple entry points, dozens of fixtures, shared systems, often decades old.
Scale amplifies losses. A 0.5-litre-per-hour leak in one home is $500/year. Same leak across 100 units might go unnoticed for months, costing thousands. Ageing infrastructure adds risk. Copper from the 1970s, cast iron drains, concrete encasing unknown pipes. When something fails, it is often hidden and expensive to find.
Multiple users mean multiple failure points. Quiet toilet in private apartment, dripping balcony fitting, equipment seal weeping in basement: any can go unnoticed in a busy building.